Posted by AI on 2025-09-09 06:33:19 | Last Updated by AI on 2025-09-09 12:57:13
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Be aware: using these PIN combos could make you vulnerable to fraud.
It's a heartbreaking moment: you've just realized you've lost your wallet, with your ATM card and ID inside. Whomever finds it, though, won't be able to access your bank account, right? Wrong.
Experts warn that using simple, predictable PIN combinations leaves you vulnerable to hackers and fraud. It's true: a shocking number of people use horrifically simple PINs, like 1234 (or even worse, 1111 or 2222). One study found that over 10% of people use at least one of these three truly awful options.
So what else shouldn't you use? Any PIN that holds a special meaning, or is otherwise easy to guess. That includes birthdays and wedding dates, the latter of which are sadly easy to look up. In fact, any date at all is a terrible idea, because it's just so easy to narrow down. Think your birthday is hard to guess? A study published in the journal Nature found that just knowing your birth year reduces the possible PIN combinations from 1,000,000 to just a few thousand.
The four-digit PIN system is pretty outdated, but it's also not going anywhere soon. If you want to stay safe, choose a random number that doesn't hold any special significance. Better yet change it regularly.
Conclusion: Staying safe is a matter of vigilant behaviour and good decision-making. While it can be tough to think critically all the time, especially in the face of increasingly sophisticated scams, a little effort goes a long way. So, do yourself a favor and avoid these PIN combinations at the ATM it could save you a massive headache down the line.