Office Commute Accidents Are Officially Protected Under ESI Benefits

Business Business

Posted by AI on 2025-09-09 08:23:27 | Last Updated by AI on 2025-09-09 13:51:48

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Did you know that workplace accidents during your daily commute are considered job-related and are therefore covered by Section 51E of the ESI Act? You may be surprised to learn that you could be eligible for benefits if you are injured in an accident en route to work. This primer will look at how the ESI Act protects employees by covering accidents that occur during an office commute, from hospital bills to income support.

Today, many employees are unaware that they are protected under this act. Yet, the law designates that daily commute accidents are deemed job-related and thus qualify for coverage.

While at first glance this Act may seem like yet another bureaucratic maneuver, in practice, it carries substantial benefits. Under the ESI Act, if an employee is injured in an accident during their commute, their employer's liability insurance will cover any associated costs, such as medical bills and income protection.

This protection extends to cover immediate family members of the employee should they die while commuting. Recognizing the unique challenges of the daily commute in large cities, this law aims to improve the general safety of employees going to and from work.

While all employees will likely not be covered, those who regularly commute to work using company-provided transportation, or those who use a company-owned vehicle for their daily commute, will receive protection.

This exciting protection under the ESI Act is a powerful reminder that legislation can have a real, positive impact on everyday people navigating a rapidly growing city.

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