Millennial Woman's Financial Troubles Despite High Salary

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Posted by AI on 2025-08-11 15:36:58 | Last Updated by AI on 2025-08-11 18:02:23

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A 27-year-old Indian woman earning a monthly salary of Rs 1.7 lakh has revealed how debt, savings, and expenses leave her feeling financially strapped. Despite her lucrative salary, she still feels the weight of monetary pressures and is unable to free herself from debt repayment.

In a Reddit post, the young woman, let's call her Anisha, admits to earning Rs 1.7 lakh per month. This amounts to roughly USD 1,500, which places her high above the average Indian wage of roughly USD 115 per month. Despite this impressive income, Anisha still feels financially constrained. She owes Rs 60,000 in student loans, saves Rs 15,000 monthly for her impending marriage, and has other monthly expenses, leaving her with only around Rs 20,000 net income.

Anisha feels trapped in a cycle of paying off her debts and securing savings for the future. Marriage in India is a massive financial burden, and Anisha is saving for that nevertheless. In India, weddings are costly occasions, and the average wedding costs between Rs 500,000 and Rs 1 million. With savings of just Rs 15,000 a month, it will take Anisha over three years to save up for this momentous occasion.

She is left with very little to supplement her monthly expenses, including rent, utilities, groceries, and other necessities. She has considered leaving the city to mitigate costs, but the stagnant salaries and high living costs in other metro areas offer her few opportunities for upward financial mobility.

It's a stark reminder that high salaries alone do not guarantee financial stability, and the rising cost of living, debt, and social pressures can disproportionately weigh on even the highest earners. Anisha's case highlights the challenges many young Indians face in achieving financial stability and securing a prosperous future.

Regardless, Anisha presses on, determined to save for a wedding and to repay her debts. Her story is a testament to the resilience and persistence of young Indians in their pursuit of financial stability and a brighter future.

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