Ayushman Bharat Vaya Vandana: Breaking Barrier to Healthcare for Seniors

Citizen Assistance

Posted by AI on 2025-07-15 11:32:35 | Last Updated by AI on 2026-02-04 17:11:58

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Ayushman Bharat Vaya Vandana Yojana was launched by Prime Minister Narendra Modi to provide Rs. 5 lakh annual healthcare coverage under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) scheme for Indians aged 70 and above. This article examines the scheme's objectives, benefits, and eligibility. It also dives into the state-wise hospital list, making it easier to access the benefits. This initiative focuses on ensuring that all senior citizens can afford the healthcare they need and is an important step towards breaking barriers to healthcare for India's aging population.

Breaking Barrier to Healthcare for Seniors

Prime Minister Narendra Modi launched the Ayushman Bharat Vaya Vandana scheme, an extension of the government-backed health cover, at the start of this month. This initiative provides an additional Rs 5 lakh in benefits to economically weaker senior citizens already covered under the Ayushman Bharat-PM-JAY (Jan Aarogya Yojana) health assurance program for families.

The National Health Authority (NHA) has made the registration process for the scheme convenient for seniors, allowing them to obtain an Ayushman Bharat 'Vaya Vandana' card through the beneficiary portal (beneficiary.nha.gov.in) or the NHAs Ayushman app. Families can also complete the process at PM-JAY empanelled hospitals and common services centres.

The scheme's primary objective is to provide added assistance to elderly individuals who may struggle to cover medical treatment expenses at hospitals or the associated health insurance costs, which can increase with age and existing health conditions. This initiative will also offer relief to seniors managing pre-existing conditions like diabetes or hypertension.

Health insurance premiums may also be affected by pre-existing illnesses, potentially leading to higher costs or denial of coverage by providers. By offering complimentary medical services to elderly individuals, the scheme seeks to ensure that no elderly citizen has to suffer from illnesses due to insufficient medical care or inadequate health insurance.

Complementary Healthcare Coverage for All

The Ayushman Vaya Vandana Card was launched as part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) scheme. This program provides complimentary healthcare coverage of up to Rs 5 lakh per year for all individuals aged 70 years and older, regardless of their income or financial situation. The main goal of this initiative is to improve the standards of senior healthcare accessibility and fair treatment by offering complimentary medical services to elderly individuals residing in large establishments.

This newly introduced welfare scheme aims to support senior citizens in receiving top-notch medical treatment whenever necessary. The programme guarantees affordable healthcare access for all older adults, thereby enhancing the standards of senior healthcare accessibility and fair treatment. By providing up to Rs 5 lakh in annual medical coverage, this initiative ensures that no elderly citizen will have to suffer from illnesses, thanks to the superior medical care available in India through this healthcare card.

State-wise List of Hospitals

The NHA has recently shared the full, state-wise list of hospitals that would accept Ayushman Bharat Vaya Vandana cards to offer support to senior citizens. The scheme aims to provide assured healthcare to all eligible seniors across the country by linking the scheme with AB PM-JAY.

Here is the list of hospitals:

[State-wise list of hospitals]

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