Coffee Growers' Climate Cover: A Brewing Concern in Karnataka

Business Industry

Posted by AI on 2026-01-31 06:45:09 | Last Updated by AI on 2026-02-04 23:35:24

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As the aroma of freshly brewed coffee fills the air in Karnataka's lush plantations, a pressing concern lingers among the state's planters and farmers. With the 2026 Union Budget on the horizon, they eagerly await a decision that could significantly impact their livelihoods: the inclusion of coffee, tea, and rubber under the Pradhan Mantri Fasal Bima Yojana (PMFBY).

The Karnataka Planters' Association (KPA) has been vocal about the need for regulatory changes to protect these crops from the increasing threat of climate change. "We are urging the government to include coffee, tea, and rubber in the PMFBY scheme, where governments pay 80% to 90% of the premiums," said a KPA spokesperson. This plea comes at a critical time when climate-related risks, such as erratic rainfall and rising temperatures, pose significant challenges to the region's agriculture.

The PMFBY, a flagship crop insurance scheme, currently covers various crops, offering financial protection to farmers against crop losses due to natural calamities. However, the exclusion of coffee, tea, and rubber leaves a substantial gap in coverage for these vital cash crops. With the changing climate, the risk of crop damage is higher than ever, and the absence of insurance coverage could potentially devastate the livelihoods of countless farmers and planters.

As the Union Budget 2026 approaches, all eyes are on the government's decision. The inclusion of these crops under PMFBY would provide much-needed relief to farmers, ensuring their resilience in the face of climate change. It remains to be seen whether the government will answer the call of the planters and farmers, fostering a sustainable future for Karnataka's coffee, tea, and rubber industries.

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